To answer the original question, after seeing the picture showing the rump I wouldn't rule out Arctic Redpoll. I agree that the bill looks a bit heavy, and that the widest streak on the undertail coverts looks a bit wide (according to Svensson maximum width for Arctic is 2 mm), but otherwise the bird looks pretty good for an Arctic Redpoll (wide white area on the rump, pale overall colour, purely white wing bars). The streaking on the flanks is not very fine, but the pointed rectrices indicate that the bird is a 1st c.y. bird, which often show heavier streaking there. Of course hybrids can be very difficult to id, if the species hybridize (IIRC in a rather comprehensive Norwegian study no hybrid pairs were found).
As an Arctic Redpoll would be a pretty good record in Britain, and since the pics aren't too bad, I would consult an expert before throwing the observation in the bin...
Yes.
Edit: It appears that some adult Redpolls may also have rather pointed rectrices, so I'm not sure about the age. Svensson's guide gives the following lengths for the bills:
Carduelis flammea flammea: 7.2 - 10.4 mm
Carduelis hornemanni exilipes: 7.0 - 9.6 mm
Regarding the Norwegian study, at least there has been one study about hybridization between flammea and cabaret Redpolls, I'm not sure if also about hybridization between Redpoll and Arctic Redpoll. Nevertheless, hybridization between these species haven't been proved anywhere in the world.