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citrinella said:All risks on it's own isn't a standard deal, it's a luxury / premium market. Contents insurance with a decent amount of all risks included is standard, so is competitive. I suggest you go looking for contents insurance.
I pay less than £90 (think it's Norwich Union, but I use a broker), which covers any item up to £1500, and each lens counts separately no matter whether on or off the body. It also covers most travel, so when I travel I buy a standard policy and opt out of baggage, cancellation etc, just to get medical insurance.
HTH, Mike.
Thanks Mike.
I will investigate a few contents Insurance company's, especially Norwich Union. It certainly seems the better alternative.
John