Commas and periods always go inside the quotation marks in American English (check where I'm from, genius).
Dashes, colons, and semicolons almost always go outside the quotation marks; question marks and exclamation marks sometimes go inside, sometimes stay outside...
A sincere thanks to all of you who have taken the time to comment.
I will amend my description to "Hermit Warbler," as I have no additional evidence of hybridization.
"Simplicity is prerequisite for reliability."
~ Edsger Dijkstra