Join for FREE
It only takes a minute!
Zeiss - Always on the lookout for something special – Shop now

Welcome to BirdForum.
BirdForum is the net's largest birding community, dedicated to wild birds and birding, and is absolutely FREE! You are most welcome to register for an account, which allows you to take part in lively discussions in the forum, post your pictures in the gallery and more.

photo gear insurance

Reply
 
Thread Tools Rating: Thread Rating: 4 votes, 5.00 average.
Old Monday 20th November 2006, 23:53   #26
Steve
Registered user

 
Join Date: Jan 1970
Location: Uk
Posts: 126
Send me 30p john and I'll insure ALL your goods
__________________
http://www.birdforum.net
Steve is offline  
Reply With Quote
Old Tuesday 21st November 2006, 00:36   #27
Keith Reeder
Watch the birdie...
 
Keith Reeder's Avatar

 
Join Date: Dec 2003
Location: Blyth, Northumberland, NE England
Posts: 11,038
Quote:
Originally Posted by Reader
I don't have household insurance as I rent my property. However I have been considering getting contents insurance. Would I get a similar deal tagged onto a contents insurance policy?
Hi John,

renting or not, you should really have contents insurance, mate - trust me: I was burgled twice in three weeks back when I rented, and if I hadn't had contents insurance I'd have been royally stuffed.

The kind of "all risks" cover for camera gear we're talking about can only be on contents insurance anyway.

When we talk about "household" insurance we're essentially only talking about two kinds of cover: contents, and "bricks and mortar".

The latter covers owner if the roof blows off in a gale, but for anything in the house - and if you get "all risks", outside the house too - we're talking about contents insurance.

Get it done, John!
__________________
Keith Reeder

Canon 7D, Sigma 120-300mm f/2.8 OS, TCs.
www.capture-the-moment.co.uk
Keith Reeder is offline  
Reply With Quote

BF Supporter 2006 2007 Support BirdForum With A Donation

Old Tuesday 21st November 2006, 09:50   #28
mrcheeky
Registered User

 
Join Date: Nov 2006
Location: Southport
Posts: 59
Smile Contents Insurance

Quote:
Originally Posted by Reader
Hi Peter

I don't have household insurance as I rent my property. However I have been considering getting contents insurance. Would I get a similar deal tagged onto a contents insurance policy?

John
John I own my flat. It dosen't matter whether you own or rent your property
you need a household policy contents only with a good all risks section. If you require further information let me know and I will let you have my mobile no.

Even if I damage my equipment I am fully covered.

Cheers


Peter

Have a great day do you ever come to Southport?
mrcheeky is offline  
Reply With Quote
Old Tuesday 21st November 2006, 12:12   #29
rosbifs
Registered User

 
Join Date: Feb 2006
Location: Luz St Sauveur, France
Posts: 3,671
Quote:
Originally Posted by Reader
Hi Peter

I don't have household insurance as I rent my property. However I have been considering getting contents insurance. Would I get a similar deal tagged onto a contents insurance policy?

John
Contents insurance doesn't rely on actually owning a property. However, if it's shared you won't be able to get all risks and accidental damage cover.

As an interesting point I went on holiday with camera and binoc's etc. It was covered when left in the tent (which I couldn't lock) but not in the car (which I could) - which is safer?
rosbifs is online now  
Reply With Quote
Old Tuesday 21st November 2006, 18:24   #30
Reader
 
Reader's Avatar

 
Join Date: Oct 2002
Location: Coventry
Posts: 6,278
Quote:
Originally Posted by mrcheeky
John I own my flat. It dosen't matter whether you own or rent your property
you need a household policy contents only with a good all risks section. If you require further information let me know and I will let you have my mobile no.

Even if I damage my equipment I am fully covered.

Cheers


Peter

Have a great day do you ever come to Southport?
Hi Peter

You couldn't PM your land line number could you. I can call land lines for free but mobiles cost the earth with the package I have got. Either that or you could PM the details. I will be interested in looking into anything at the moment.

John
__________________
Latest British 1st: Snowy Owl: British List: 438. Latest World Lifer Maghreb Magpie World List: 1091
Reader is offline  
Reply With Quote
Old Tuesday 21st November 2006, 20:57   #31
Nigel G
Registered User
 
Nigel G's Avatar

 
Join Date: Mar 2005
Location: Poole, Dorset
Posts: 1,091
8 months on and I stand by the recommendation I made in May.

http://www.birdforum.net/showthread.php?t=49638

Since then I have had to make a claim albeit not for camera gear but following a burst pipe. The service was superb and the claim (which required nothing more than than the plumber's bill and a short covering note) was settled by bank transfer with cleared funds in my account 72hrs after I posted it.
__________________
NIGEL

The wonder of the world, the beauty and the power,
the shapes of things, their colours, lights, and shade;
these I saw.
Look ye also while life lasts.
Nigel G is offline  
Reply With Quote

BF Supporter 2005 2006 2007 Support BirdForum With A Donation

Old Friday 30th March 2007, 12:13   #32
grahams
Registered User

 
Join Date: Apr 2003
Location: Scunthorpe
Posts: 37
Photographic Gear Insurance.

I hunted around for insurance for quite a while. After taking advice from a long standing professional photographer, I used Towergate Insurance. They will also insure your computer equipment.
grahams is offline  
Reply With Quote
Old Tuesday 30th October 2007, 20:37   #33
Stranger
Registered User

 
Join Date: Mar 2005
Location: somerset
Posts: 1,209
Having dropped a camera I checked my household insurance and found I was covered and the camera was duly repaired.
Reading through the policy I discovered that there is a limit to the amount I can claim for theft,fire etc.
So when I bought a bigma lens from Jessops I took out their insurance on it.
I recently had problems,after nearly two years, with the motor squealing and autofocus not working.
A phone call to the claims department resulted in the lens being shipped off to a company called Camtronics where it was duly sent off to Sigma for repair.
I now have the lens back in as good as new condition.
A big thumbs up to all involved and I cannot stress enough,the importance of making sure you have adequate insurance for your gear.
Stranger is offline  
Reply With Quote

BF Supporter 2007 Support BirdForum With A Donation

Old Saturday 10th November 2007, 10:31   #34
Ken Hall
Registered User

 
Join Date: Aug 2005
Location: aberdeenshire uk
Posts: 1,041
reading through this thread has made me look at my own insurance. Being of a certain age, I am insured through Saga. I wanted to get confirmation from them in writing (not from a call centre) that my photo gear would be covered for theft from an unattended vehicle. They replied (I was a bit surprised) and I quote:

I can advise that your photographic equipment would be covered under the Personal Belongings Away From Home section of your policy, as each item is individually valued at under 1000.00. The photographic equipment would be covered if stolen from an unattended vehicle providing it is locked away in the boot of your car or out of site (sic). You should also take due care and attention to prevent a loss.

This sounds acceptable to me, considering the total value is around 5000.00, all of which could realistically go at once.
__________________
My NEW website: THE NATURE OF NORTH-EAST SCOTLAND http://www.thenatureofnortheastscotland.com

I'm Freewheeling Now (Going Rapidly Downhill)
Ken Hall is offline  
Reply With Quote

BF Supporter 2006 2007 2008 2009 2010 2011 Support BirdForum With A Donation

Old Thursday 15th November 2007, 20:28   #35
Auntystatic
Registered User
 
Auntystatic's Avatar

 
Join Date: Nov 2007
Location: north yorkshire
Posts: 86
I was surprised to find that some insurers class you as professional, if you have sold just one image for profit. Others quote a percentage of your annual income from photography.
Auntystatic is offline  
Reply With Quote
Advertisement
Reply


Thread Tools
Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is Off
HTML code is Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Photo Trekker Backpacks George McKinney The Birdforum Digiscoping Forum 6 Tuesday 6th January 2004 10:46
Any hope for this photo? Joe A. Photo Critique 9 Thursday 10th July 2003 08:06

{googleads}

Fatbirder's Top 1000 Birding Websites

Help support BirdForum

Page generated in 0.15888309 seconds with 21 queries
All times are GMT. The time now is 09:28.