Yellow-Bellied Sapsucker? (1 Viewer)

I live in the northern Florida panhandle. Is it possible that I'm seeing yellow-bellied sapsucker on a large oak tree outside my balcony? I've looked in my bird ID book and it doesn't look like other common north Florida woodpeckers. It has a distinctive white white wing stripe and it doesn't have a white belly, but rather a light brown/tan mottled belly. It also has a little white under it's chin. Looking at the book, I think it might be a female? (sorry I don't have a photo)

Very much sounds like you're describing a yellow-bellied sapsucker, probably female: The female has a white chin, the male has red. (Both also have a very thin white line [sometimes yellow in males] below a small black bib, not always easy to see). Belly color is a bit variable, from most angles it'll look mottled (there's a white patch at very center which would be hidden when the bird is perched). The shape of the white wing stripe is distinctive. (Except for two western sapsuckers, not at all likely to be found in Florida.)

North florida is well within winter range, no difficulty there.