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Photographic equipment insurance in USA

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Old Thursday 7th September 2006, 11:40   #1
mjmw
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Photographic equipment insurance in USA

Hi all

I will be moving in a few weeks to spend a couple of years in Massachusetts. I currently have specialist, all risks, insurance for my gear in the UK and wondered what people recommend in the USA.

Will a 'normal' insurance broker be able to provide this sort of cover, or should I seek a specific company?

Cheers

Mark.
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Old Sunday 7th January 2007, 06:53   #2
Merg
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you may not even be checking this thread for updates anymore, but...

It might be covered under your normal renter's/homeowner's insurance policy. If it exceeds the maximum amount for an item, you should be able to purchase a rider to cover the additional equipment.

Good luck, and welcome to Mass.
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Old Sunday 7th January 2007, 14:22   #3
Doug Greenberg
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Quote:
Originally Posted by mw_aurora
Hi all

I will be moving in a few weeks to spend a couple of years in Massachusetts. I currently have specialist, all risks, insurance for my gear in the UK and wondered what people recommend in the USA.

Will a 'normal' insurance broker be able to provide this sort of cover, or should I seek a specific company?

Cheers

Mark.
As Merg indicated, your best bet is to get your equipment insured through the company that handles your homeowner's insurance. The extent of the coverage provided by the homeowners policy itself varies by company and policy, so you should ask questions about this. If you find that the coverage is too limited, you can ask for an additional special "personal articles" policy that will cover your gear for all risks anywhere.
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