simmojunior
Well-known member
I am supposedly going with three friends to Panama in early January. We have booked flights, car hire and accommodation. The flights are currently not cancellable and the accommodation will not be soon. I still hope probably against hope to be able to go. However, I would like some good insurance that covers reasonable costs or cancellation if the following likely scenarios:
I probably will not get cover for all these but want as many as possible. The most important is covering costs of quarantine if I am already out there or if Panama goes on red list (happy to isolate at home as can work from home). Does anyone have any advice?
I would also like some advice on testing. Can we bring a rapid test with us for the pre-departure test? Anyone recommend a reliable company?
- If I test positive in Panama, I will need insurance to cover the cost of a rebooked flight and quarantine accomodation;
- Cancellation I test positive immediately prior to travelling, I will need insurance to cover cancellation.
- Cancellation if Panama goes onto the red list before travelling or UK goes into lockdown preventing me going to airport
- Costs of quarantine hotel if Panama goes red when out there
- Cancellation if Panama goes into lockdown or bans arrivals from UK (or transit locations)
- Transit locations prevent flights coming from UK or Panama
- Cover if the UK government changes advice to against all but essential travel (depending on reasons, I probably will still travel)
- Cover if one of my friend's test positive when out there causing me to quarantine
- Cover if one of friend tests positive in advance and cannot travel driving up my costs or possibly causing me to cancel
- Hospital costs if I get ill with COVID (unlikely I'm triple jabbed)
I probably will not get cover for all these but want as many as possible. The most important is covering costs of quarantine if I am already out there or if Panama goes on red list (happy to isolate at home as can work from home). Does anyone have any advice?
I would also like some advice on testing. Can we bring a rapid test with us for the pre-departure test? Anyone recommend a reliable company?