I don't have experience of these birds in Europe, so I wasn't planning to join in this thread, just to learn from it.
But since things still seem to be up in the air (ha!ha!) among those who do have experience, I'll respond to two of the earlier posters.
In my spot in Nara, Japan, well inland, 100m asl, we have a few Whiskered Tern passing through our small pond on migration in Spring and Autumn (with relevant plumage) most years. But this year - global warming? - we had a pair of breeding plumage birds in June for a day. And although they didn't hang around, similar photos have been taken more recently, so maybe they are breeding in the area, which they are not supposed to do.
Anyway, I post a couple of photos of one of these breeeding plumage Whiskered Terns which show that the bill shape is wrong for the OP's bird, as is the deep red colouration of the bill and legs. So Butty's suggestion in #4 (amended/retracted in #6) of Whiskered Tern, or as someone else suggested, a hybrid, is, I think, impossible. Also the dark belly of Whiskered is much, much darker than the OP's bird - the Japanese name for Whiskered is 'Black-bellied Tern'.
(Photos 1 and 2)
And we also had a longipennis Common Tern pop in one day in 2016. Jurek's suggestion of this bird in #9 also doesn't work out. As you can see in the attached photos, longipennis has a pale grey undercarriage, but this ssp has an all-black bill in breeding plumage and legs that might show very dark red on close inspection, but usually appear black. (Photos 3, 4 and 5)
Finally, I have bored everyone to death on Bird Forum with my view that almost nobody understands the fact that digital photos have no 'real' version, but that this doesn't mean there is no such thing as a 'best' version and this is true of the OP's photo which is much darker than it should be. But if you move the 'white point' and the 'grey point' (whitest pixel and middle pixel) to an appropriate spot then the OP's bird is a bit grey underneath, but nowhere near as grey as it seems in the original photo. (Photos 6, 7 and 8)
And you can make it whiter than this (final photo) without it seeming obviously 'wrong'. (Photo 9)
I'm in full agreement with Lou in post #11.
HTH