Some quick thoughts in reaction to the last few posts about the No Fault policy:
Someone ought to post the info about the discontinuance of the No Fault policy in a separate thread--it is valuable information buried here.
That said, I must say that even though I own a lot of Nikon binoculars, scopes, and camera equipment, I've never made use of the No Fault policy. The only problems I've had with Nikon products were those that revealed themselves early-on in items that I purchased new, so they were all covered at no cost under the (then) standard 25-year warranty. The multitude of much older units that I got used or as hand-me-downs have not had any problems, even though they've been used for decades.
So long as Nikon maintains/institutes competitive pricing on new products, I don't mind having to pay for repairs that are due to my accidents or neglect. Apart from the loss of free accident coverage, it seems the most significant effect may be on the value of used equipment. For me, a drop in used prices is nothing but good. I buy both new and used, but regardless, I don't buy anything with the intention to or concern for its resale value (I'm always amazed at people who buy cars who seem more concerned about maintaining its resale value than in enjoying the product that they ostensibly own). Silly not to buy a product because of its potential resale value.
With the loss of the No Fault policy, Nikon has corrected the crazy policy of providing better repair service for used items bought from another person/business directly as compared to official Nikon used/refurbished units.
I don't think, for the above reasons, that I'll be missing the No Fault policy, but I did like the idea of it.
On miscellaneous other topics:
Nikon has had flat-field bins since long before 1995 (e.g. Prostar, Astroluxe, Classic Eagle).
Did/does Nikon provide cheap "accesories" ? Neck straps might not have been the most comfortable designs, but they've never been cheap. Cases have mostly been fairly basic, but they are functional (older ones, such as the hard case for my 8x40 Classic Eagle, were sometimes fancier). Ocular and objective caps have followed the old idea that their only function is to protect the bin in shipping, not to function like tethered ones do in the field. I don't use tethered caps myself, or ocular guards except on rare occasions, but if I did, I think I'd still be unlikely to use Nikon's unless they did a better job designing them than have Swarovski, Leica, and Zeiss in many instances, so better to keep costs down by leaving them out.
--AP